Other Help Topics :: Using the floppy drive and saving files

i can access my floppy and such, but im having problems getting at my harddrive. its a fat32 drive, win 95. i mount the drive then when i try to goto it in Emelfm i get a permission denied ?!??!!??!?!?!!?!
can somebody give me some help, im only just starting with DSL, ive used windows all my life:(